Carlsbad Real Estate News and Views

Here's the REAL scoop on living in Carlsbad ~ beaches, things to do, places to eat, community events, and of course neighborhoods, homes and the Carlsbad real estate market in general, including surrounding communities like Encinitas, Cardiff, San Marcos, Oceanside, Solana Beach and Del Mar.

Getting Pre-Approved - Relocation Tips Video Series

Getting Pre-Approved - Relocation Tips Video Series from the Southern California Relocation Dude

 

Video #2 in my Relocation Tips Video Series is about getting pre-approved for your relocation.

 

Here are the prior articles in this series in case you missed them:

 

Video #1 – Relocation Expenses

 

Introduction to Relocation Tips Video Series

 

As you are beginning to plan your relocation, it’s ESSENTIAL to get pre-approved if you are planning to buy a home in your new location.

 

Relocation is Not For DummiesThe big question is whether you can afford to buy a new home before selling your old one.

 

Many sellers need the proceeds from the sale of their home to purchase a new one. That can complicate your relocation, unless you simply plan to move into a rental and buy later.

 

If you are in a fast moving seller’s market selling you home may be less of an issue.

 

But consider if you are moving to a similar market as a buyer?

 

Will you be able to compete in that market to buy your new home if you have not sold your current home? If you can afford to buy without selling right away you may be in a better situation. But it’s critical to understand your financial situation, regardless, to be able to decide what makes the most sense.

 

Getting a loan these days is not easy (see LA Times article about the challenges of getting a mortgage vs. 7% of people polled preferring to have a root canal) and requirements are tough. You need to start the process early and find out (1) what you can qualify for, (2) what your best options are, and (3) what these options will cost you so you can plan accordingly.

 

Stay tuned for the next post and video in this series on choosing whether to rent to buy a home in your new location.

 

Please give me a call at (760) 840-1360 so we can discuss your personal relocation situation, and needs.

 

Have any questions? Don’t hesitate to ask – I’ve done this a bunch of times myself.

 

 

 

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If I can provide more information about homes for sale in Carlsbad and in surrounding areas, our local housing market conditions, or assist you, friends or family in a purchase or sale, please contact my mobile office or text me at (760) 840-1360, or email me at JeffDowlerSolutions@gmail.com

 

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Comment balloon 10 commentsJeff Dowler, CRS • December 11 2013 04:49PM
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