Carlsbad Real Estate News and Views

Here's the REAL scoop on living in Carlsbad ~ beaches, things to do, places to eat, community events, and of course neighborhoods, homes and the Carlsbad real estate market in general, including surrounding communities like Encinitas, Cardiff, San Marcos, Oceanside, Solana Beach and Del Mar.

What are Seller Closing Costs in Carlsbad?

Carlsbad Sellers’ Closing Costs in a Real Estate Transaction


Homeowners who are planning to sell are naturally interested in what they can sell their homes for. It’s probably the number 1 question sellers want answered.


moneyHopefully you have hired a great Realtor to help you determine the value and get your home prepared for the market, then listed and sold.


But before you start counting those dollars, you do not want to forget about the closing costs that will impact your net proceeds. Remember when you bought the home and had to pay those closing costs?


While they differ, there are closing costs for sellers, too.


We will discuss these fees if we work together, but any respectable listing agent should provide you with some projected costs when you are getting started so you have an idea of the net proceeds. Keep in mind real estate transaction fees can vary depending on a whole host of factors, including what the contract says buyers and sellers will pay.


Seller HandbookThere are 2 substantial fees for most sellers – the commission (you ARE using a licensed professional, aren’t you, so you can maximize your sales price?) and the mortgage payoff; no doubt the payoff is the biggest expense so let’s cover that first.


Unless you are fortunate enough to not have a mortgage, the bulk of the money impacting what goes into your pocket after closing is the loan payoff. Your latest mortgage statement should provide the current loan balance.


Remember, however, the final payoff amount (e.g., principal, interest, other fees charged by the lender such as reconveyance and recording fees) will depend on the actual closing date.


If you have a second loan, say a home equity loan or line of credit, that must get paid off as well.


The other substantial fee is the commission, which is negotiable. You will agree on that fee with the listing agent and brokerage you hire, and it will be spelled out in your listing agreement.


Here are some other fees you may have, depending on the property and what’s been negotiated in your contract with the buyer. Keep in mind this is from my perspective here in Carlsbad CA – speak with your agent early on to obtain an estimate of what real estate fees to expect where you live. For example, you might not use an escrow company where you are located, and some states use attorneys.


Property taxes that are due and haven’t been paid (or a credit from the buyer for property taxes already paid beyond the closing date)

Escrow fee (seller portion)

Owner’s Title Insurance Policy (typically paid by seller per the contract)

Transfer Tax for San Diego County ($1.10 per $1000 of purchase price)

Natural Hazard Disclosure Report Fee

Home Warranty (buyers commonly request seller pay for 1 year)

HOA Document Preparation Fee (if there is an HOA – often paid in advance when escrow opens)

HOA Transfer Fee (if applicable)


dollarsThere may be other fees as well, including Courier Fees, Notary Fees (for the deed) and Document Recording fees (e.g., payoff of the loan).


While you should have an estimate upfront, the escrow company will provide a summary of the fees, any credits, and your net proceeds shortly before closing.


For more information on key things you should know when selling your home, check out my video series on my YouTube Channel, Home Selling Tips and Advice (21 short 1 to 2 minute video tips).


If I can assist you in any way with your home sale, please get in touch with me at (760) 840-1360 so we can discuss your needs, time frame, and a market and equity analysis, and create a strategy to sell your Carlsbad home, or one nearby, for top dollar and as quickly as possible in 2020.


My Jeff Dowler signature



eXpRealty of California, Inc. logo



Click to Search for All San Diego Homes


Free Home Valuation Button


My "At Home In Carlsbad" blog (click photo)

At Home In Carlsbad blog


365 Things to Do in Carlsbad (and Nearby) on Facebook   

  Jeff Dowler's Facebook Profile   Jeff Dowler's YouTube Profile    Jeff Dowler's Twitter Profile   Jeff Dowler's LinkedIn Profile


      Certified Residential Specialist (CRS) logo




If I can provide more information about homes for sale in Carlsbad and in surrounding areas, local housing market conditions, or assist you, friends or family in a purchase or sale, please call or text me at (760) 840-1360, or email me at



CALL or TEXT ME AT (760) 840-1360


Serving Carlsbad (including Aviara, La Costa & Carlsbad Village),  Encinitas (including Leucadia & Olivenhain), Cardiff, Solana Beach, Del Mar, La Jolla, Rancho Santa Fe, San Marcos (including San Elijo Hills), Oceanside, Escondido, and  Greater San Diego

All content ©Copyright by Jeff Dowler. All rights reserved.

eXp Realty of California, Inc. (CA DRE lic #01490977)

Comment balloon 18 commentsJeff Dowler, CRS • January 16 2020 07:48PM
What are Seller Closing Costs in Carlsbad?
Carlsbad Sellers’ Closing Costs in a Real Estate Transaction Homeowners who are planning to sell are naturally interested in what they can sell their homes for. It’s probably the number 1 question sellers want answered. Hopefully you have hired… more
Home Selling Resources for 2020
Resources for Home Sellers for 2020 If you are considering selling your Carlsbad home in 2020, or perhaps a property in a nearby community, you’ll find these resources helpful. HOME SELLER GUIDE My free 2020 Winter Home Selling Guide is ready… more
Carlsbad Sellers - 5 Ways to Ensure Smooth Showings
Carlsbad Sellers, What You Need to Know About Showings No matter how prepared we are, and how carefully we write the showing instructions for the MLS so buyer agents know the procedure to follow for showings, stuff can and does happen… more
3-Bedroom Condo in Oceanside CA Now Sold
SOLD 3-Bedroom Condo in Mission Del Oro in Oceanside CA This beautifully remodeled upper level 3-bedroom condo at 2385 Rancho Del Oro #61 welcomed a new owner yesterday to the Oceanside lifestyle, just a few miles to the beaches and in close… more
4-BR Town Home Sold in The Cape at Calavera Hills at 4537 Hartford Pl
4-bedroom Town Home Sold in The Cape at Calavera Hills The new owners can begin to enjoy the Carlsbad lifestyle after closing today on this 4-bedroom town home at 4537 Hartford Place, in the Cape at Calavera Hills neighborhood. The master… more
What Carlsbad Homeowners Should Know About Using Zillow
What Carlsbad Homeowners Should Know About Using Zillow As a Carlsbad home owner you no doubt like to know what the value of your home is, even if you are not planning on selling, at least not for some time. Heck, as a Carlsbad Realtor I like to… more
7 Things Sellers Should Know Before Their Listing is Live
7 Things You Must Know Before Your Listing Goes Live Congratulations. You’re about ready to go live on the MLS and showings are going to start. You must be pretty excited to be at this point. But in order to be as successful as possible, there are… more
What Carlsbad Sellers Must Know When Having a Home Tented for Termites
Things Carlsbad Sellers Should Know About Having Your Home Tented for Termites Most people know that termites are a very common problem here in Southern California. Indeed the joke is that there are two types of homes – those with termites and… more
Listing Agents – Are You Preparing Your Sellers Appropriately?
Listing Agents – Are You Preparing Your Sellers Appropriately? Several recent incidents, a couple as early as yesterday, reminded me of the importance of properly preparing sellers when their homes are coming on the market. Sellers don’t know… more
Responsibilities of the Carlsbad Seller – Do You Know What They Are?
The Responsibilities of the Carlsbad Seller Do You Know What They Are? As agents we have a ton of responsibilities with any transaction, even before a listing has gotten an offer and we are on the way through the due diligence period. Many of… more