Carlsbad Real Estate News and Views: Getting Pre-Approved - Relocation Tips Video Series

Here's the REAL scoop on living in Carlsbad ~ beaches, things to do, places to eat, community events, and of course neighborhoods, homes and the Carlsbad real estate market in general, including surrounding communities like Encinitas, Cardiff, San Marcos, Oceanside, Solana Beach and Del Mar.

Getting Pre-Approved - Relocation Tips Video Series

Getting Pre-Approved - Relocation Tips Video Series from the Southern California Relocation Dude


Video #2 in my Relocation Tips Video Series is about getting pre-approved for your relocation.


Here are the prior articles in this series in case you missed them:


Video #1 – Relocation Expenses


Introduction to Relocation Tips Video Series


As you are beginning to plan your relocation, it’s ESSENTIAL to get pre-approved if you are planning to buy a home in your new location.


Relocation is Not For DummiesThe big question is whether you can afford to buy a new home before selling your old one.


Many sellers need the proceeds from the sale of their home to purchase a new one. That can complicate your relocation, unless you simply plan to move into a rental and buy later.


If you are in a fast moving seller’s market selling you home may be less of an issue.


But consider if you are moving to a similar market as a buyer?


Will you be able to compete in that market to buy your new home if you have not sold your current home? If you can afford to buy without selling right away you may be in a better situation. But it’s critical to understand your financial situation, regardless, to be able to decide what makes the most sense.


Getting a loan these days is not easy (see LA Times article about the challenges of getting a mortgage vs. 7% of people polled preferring to have a root canal) and requirements are tough. You need to start the process early and find out (1) what you can qualify for, (2) what your best options are, and (3) what these options will cost you so you can plan accordingly.


Stay tuned for the next post and video in this series on choosing whether to rent to buy a home in your new location.


Please give me a call at (760) 840-1360 so we can discuss your personal relocation situation, and needs.


Have any questions? Don’t hesitate to ask – I’ve done this a bunch of times myself.




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Serving Carlsbad (including Aviara, La Costa & Carlsbad Village),  Encinitas (including Leucadia & Olivenhain), Cardiff, Solana Beach, Del Mar, La Jolla, Rancho Santa Fe, San Marcos (including San Elijo Hills), Oceanside, Escondido, and  Greater San Diego

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eXp Realty of California (CA DRE lic #01490977)

Comment balloon 10 commentsJeff Dowler, CRS • December 11 2013 04:49PM


Hi Jeff, Great video and this may be one of the most challenging aspects of relocation,coming to Ca from most of middle America. It is already going  to be culture shock just buying groceries much less a house. And utilities will really get their attention too. But we do have so much to offer and for most it will be a dream come true. But it does take good planning and a good bit of effort to get settled in with a great new home. You are an expert and people would be so well served working with you. 

Posted by William Johnson, Retired Real Estate Professional (Retired) over 6 years ago

Jeff you said it like it is. I enjoyed bringing you into my home with your video, you did a great job.


Posted by Noah Seidenberg, Chicagoland and Suburbs (800) 858-7917 (Coldwell Banker) over 6 years ago

William - thanks for your thoughts.There really can be some changes for those coming from other parts of the country. I still remember what it was like coming from Boston, although I had been here numerous times. The lifestyle can be very different with the weather, etc. And of course housing styles and prices.

Noah - what a nice compliment. Thank you!

Posted by Jeff Dowler, CRS, The Southern California Relocation Dude (eXp Realty of California) over 6 years ago

Great tips, Jeff.  

I've found that many people who wind up owning two homes are not crazy about having two mortgages, even when their lender says the can afford to carry both places.  A few even became a wee bit cranky!  Imagine that.  

Posted by Patricia Kennedy, Home in the Capital (Redfin) over 6 years ago


Absolutely. Just because they CAN does not mean they should or want to. It's an option if they cannot sell right away and want to buy but there are trade offs, and they need to understand the options and the pro and cons upfront so they can make an informed decision.

I've been there a couple of times in my relocations - we ended up having the rent the home we could not sell in both cases. Not fun


Posted by Jeff Dowler, CRS, The Southern California Relocation Dude (eXp Realty of California) over 6 years ago

Cool video Jeff, and great information for anyone looking to relocate.  And WOW, a root canal?  Our industry has to clean up our act a bit to change that.

Posted by John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852 (Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,) over 6 years ago

Jeff, a great informational video...and I do need to do one on relocation too for my area...bookmarked!

Posted by Ginny Gorman, Homes for Sale in Southern RI and beyond (RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate) over 6 years ago

Love the video!  Great great great advice for relocation!

Posted by Renée Donohue~Home Photography, Western Michigan Real Estate Photographer (Savvy Home Pix) over 6 years ago

John - seems some folks, per the article, would rather have a root canal, among other things, than go through the mortgage process again. But others were positive about the experience. There is ALWAYS room for improvement

Ginny - I'll be watching for you. I'm working on my relocation package

Thanks, Renee. It's obviously important for ANY buyer, but critical for someone trying to coordinate both a sale and a purchase, and in a short time frame which is often the case in a relocation.


Posted by Jeff Dowler, CRS, The Southern California Relocation Dude (eXp Realty of California) over 6 years ago

Well done with the video series. All have their importance, but without the preapproval process, nothing will come together. Great information for prospective buyers.

Make it a great day!

Posted by Joe Petrowsky, Your Mortgage Consultant for Life (Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709) over 6 years ago