Carlsbad Real Estate News and Views: Carlsbad Homes for Sale without HOA Fees – July 2, 2020 Update

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Carlsbad Homes for Sale without HOA Fees – July 2, 2020 Update

Carlsbad Homes for Sale without HOA Fees

Update as of July 2, 2020


Carlsbad home buyers often have strong feelings about buying a Carlsbad home in a Home Ownership Association (HOA) community.


Some prefer living in such a community, while others are adamant about avoiding them. Some are OK either way, with finding the right house being a more important factor.


There are a number of things home buyers need to know about HOAs in Carlsbad, including the additional monthly fees; certain issues result in buyers deciding an HOA community is not for them (e.g., rules and regulations, monthly fees).


If you are unsure about having an HOA, it’s important to do your due diligence regarding HOAs and understand the general issues so you can make an informed decision before you start your search.


Carlsbad home with pool but no HOA


If you are interested in a detached single family home in Carlsbad that does not have an HOA, there are some options. Keep in mind that master planned communities and new homes (other than individual spec homes) will be off your list since they all have HOAs and associated fees, sometimes hundreds of dollars per month, plus in many cases Mello Roos fees. 


Keep in mind that all condos, town homes and twin homes in Carlsbad are in HOA communities.


When all is said and done you may decide that buying a Carlsbad home for sale without HOA fees is what you really want because of costs, the potential rules and regulations, the style of house (not a tract home), and other issues.


If buying your new home in a community without an HOA fee is your goal, here’s an update on the inventory and recent housing activity in Carlsbad including sales activity since the beginning of 2020.



Currently 24% of the Carlsbad single family detached home active listings (117 total detached single family homes) do not have HOA fees.


As of this writing there are 28 homes for sale without HOA fees, ranging in price from $869,000 for a 1470 SF home with 3 bedrooms and 3 baths, up to $8,700,000 for a beautiful oceanfront property with 5599 SF, 5 bedrooms, and 5 full baths south of Carlsbad Village in the Terramar community (Terramar Beach is beautiful and my favorite Carlsbad beach…just sayin’).


22 (79%) of the Carlsbad homes for sale without HOA fees are priced over $1 million, with 2 priced at over $5 million.



As of this report, there are 32 homes without HOA fees in Carlsbad that are pending; prices range from $720,000 to $3,650,000 for a 5133 SF ocean-view home on the Coast Road (Carlsbad Boulevard) at Terramar south of the Village. The average listing price was $1,287,184. These homes have been on the market an average of 44 days; 11 homes went pending in 1 week or less. 2 homes have been on the market for a while, at 141 and 557 days (the latter has been on and offer the market several times)..



128 non-HOA fee single family detached homes have sold in Carlsbad so far in 2020, compared to 136 sales during the same period last year.


Sales prices ranged from $631,500 to $3,250,000 (the average price was $1,080,606, the median price was $947,500), averaging only 22 days on the market.


29 of the sales (23%) were cash transactions, with buyers negotiating an average of 1% off the list price; however, 64 (50%) of the Carlsbad home buyers paid full price or more for their new homes.


Based on the current rate of sales, Carlsbad has only 1.1 months of inventory of homes where you don’t have to pay an HOA fee, a market that clearly favors sellers.


Carlsbad homes searchIf you are primarily interested in a Carlsbad home without any HOA fees, click the link below to start your search for your new Carlsbad home.


Or search ALL Carlsbad homes for sale by clicking on the photo to the right. There are plenty of options in terms of size, location, and price.


Please give me a call (760-840-1360) so we can discuss your specific needs and budget, and we can create a strategy to get you into the right home as soon as possible.


If you prefer, I can create a custom list of homes without HOA fees that fit your criteria direct from the MLS, too, to make life simple!




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If I can provide more information about homes for sale in Carlsbad and in surrounding areas, local housing market conditions, or assist you, friends or family in a purchase or sale, please call or text me at (760) 840-1360, or email me at



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Comment balloon 4 commentsJeff Dowler, CRS • July 04 2020 07:45PM


Jeff just wanted to stop in and wish you a Happy Fourth of July weekend, on a side note your profile picture went with the posts and comments of June on AR, Endre

Posted by Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002 (Berkshire Hathaway HomeServices) about 1 month ago

Hi Jeff Dowler, CRS - This is a great write-up on the ins and outs of the HOA. Your clients will appreciate the fact that you have the right information for them so they can be educated on the facts.  

I have found that my clients who do not want to live in an HOA are very upfront with me on this point.  It makes our job so much easier. 

Posted by Sheri Sperry - MCNE®, (928) 274-7355 ~ YOUR Solutions REALTOR® (Coldwell Banker Realty) about 1 month ago

Good morning Jeff Dowler, CRS - I have been in both situations, even been president of an association board.  It is a lifestyle decision.

Posted by Grant Schneider, Your Coach Helping You Create Successful Outcomes (Performance Development Strategies) about 1 month ago

Carlsbad home buyers and sellers are sure to value your real estate market report, Jeff!

Posted by Myrl Jeffcoat, Greater Sacramento Real Estate Agent (GreatWest Realty) 30 days ago